Disclaimer

Knowledge Wave India (“KWI”) is a proprietorship business operating under the trade name Knowledge Wave India. The business is owned and operated by Mr. Chandra Harsh.

The information, courses, training materials, resources, and content provided by KWI are intended primarily for educational, informational, skill-development, and personal or professional learning purposes. KWI makes reasonable efforts to provide useful and relevant educational content; however, information may be based on research, publicly available resources, industry practices, experience, and other sources, and KWI does not warrant that all information will always be complete, accurate, current, reliable, or error-free.

By accessing the KWI website, courses, or services, or by making a purchase, you acknowledge and agree that you are responsible for evaluating and verifying information before relying upon it or taking any action based on it.

NO GUARANTEE OF INCOME, EMPLOYMENT OR RESULTS

KWI does not guarantee or promise any specific income, earnings, employment, business results, financial returns, career outcomes, or level of success from the use of its courses, training, services, or educational materials.

Any results achieved by an individual may vary and may depend on factors including, but not limited to, individual effort, consistency, skills, knowledge, experience, implementation, market conditions, business circumstances, competition, and other factors beyond KWI’s control.

Any examples, case studies, testimonials, demonstrations, or references to results are provided for illustrative or informational purposes only and should not be understood as a promise, prediction, representation, or guarantee that any particular individual will achieve the same or similar results.

KWI does not represent its courses or Partner opportunity as a get-rich-quick scheme, easy-money program, or guaranteed-income opportunity. No statement made by KWI should be interpreted as an assurance of fixed, minimum, assured, predetermined, risk-free, or guaranteed income.

EDUCATIONAL AND PROFESSIONAL DISCLAIMER

KWI provides educational and skill-development content and does not provide personalized professional advice merely by providing such educational material.

Nothing provided through KWI should be treated as personalized financial, investment, tax, legal, employment, or other professional advice. This is particularly applicable to Finance Wave and any content relating to financial markets, investments, business, taxation, or related subjects.

Users should independently evaluate their circumstances and, where appropriate, seek advice from a suitably qualified professional before making financial, business, legal, career, or other significant decisions.

USE OF INFORMATION AT YOUR OWN RISK

Any decision, action, or omission taken by a user based on information obtained through KWI’s website, courses, training, or other educational materials is taken at the user’s own discretion and responsibility.

To the maximum extent permitted by applicable law, KWI shall not be responsible for any loss, damage, business outcome, financial outcome, or other consequence arising from reliance upon or use of educational or informational content provided through KWI, subject always to rights and liabilities that cannot legally be excluded or limited.

ACCURACY, ERRORS AND OMISSIONS

Although KWI makes reasonable efforts to maintain the quality and usefulness of its content, KWI does not warrant that its website, courses, educational materials, information, or other content will always be uninterrupted, complete, accurate, current, timely, error-free, or free from technical defects.

KWI reserves the right to correct errors, update information, modify educational materials, or make changes to its courses, services, content, features, and learning resources from time to time.

THIRD-PARTY LINKS, SERVICES AND RESOURCES

KWI’s website, courses, or educational materials may refer to or provide access to third-party websites, software, tools, platforms, products, services, or resources.

Such third-party services are operated independently by their respective providers. KWI does not control and does not necessarily endorse the accuracy, availability, security, quality, or suitability of third-party services or content. Users are responsible for reviewing the applicable terms, policies, and practices of any third-party service before using or relying upon it.

FRAUDULENT AND ILLEGAL ACTIVITIES

KWI does not promote, support, or endorse fraudulent activities, pyramid schemes, money circulation schemes, or any other illegal business practices.

KWI’s platform and educational programs are intended for lawful education, skill development, personal growth, and professional learning. Users and Partners are expected to comply with applicable laws and KWI’s applicable terms, policies, and guidelines.

OFFICIAL COMMUNICATION AND PAYMENT CHANNELS

KWI does not authorize individuals to collect customer payments through personal bank accounts, personal UPI IDs, wallets, cash arrangements, or other unauthorized payment channels.

Customers should make payments only through KWI’s official website or authorized payment channels. Any request for payment through an unauthorized channel should be treated as unauthorized and reported to KWI through its official support channels.

KWI’s official communication and support channels are the channels published or authorized by KWI from time to time. Users should exercise caution when dealing with individuals or accounts claiming to represent KWI outside such authorized channels.

PRIVACY AND PERSONAL INFORMATION

KWI takes reasonable measures to protect personal information and handles personal information in accordance with its applicable Privacy Policy and applicable laws.

Users should not share sensitive information such as passwords, OTPs, UPI PINs, banking passwords, card PINs, or other confidential authentication credentials with any person claiming to represent KWI.

GENERAL DISCLAIMER

By using KWI’s website, courses, or services, you acknowledge that educational and informational content cannot guarantee a particular outcome and that individual results may vary.

Nothing in this Disclaimer is intended to exclude, restrict, or limit any right, remedy, liability, or obligation that cannot lawfully be excluded, restricted, or limited under applicable law.

This Disclaimer should be read together with KWI’s Terms & Conditions, Privacy Policy, Refund Policy, and any other applicable policies or guidelines published by KWI from time to time.